"Sterling Zipper Binder with Handles. Softly padded vinyl with the look and feel of napa leather. Sleek radius corners and wrap-around zipper to provide security for important documents. Padded, retractable, handles and two full length exterior storage pockets. Interior features include calculator, and expandable snap closure document pocket, business card and diskette pockets, and pen loop. Two-inch removable ring metal and writing pad."